Use a full 3-second pause on the chest. It'll make you feel like a weakling, but it'll lead to great improvements in the bottom portion of the bench press. The pause will also take away any stretch reflex.
For lack of a better term, the pause requires you to "muscle" the weight up as opposed to relying on the stretch reflex to get you to about halfway up. The paused bench press also greatly helps build technique and control of the bar.
Nobody cares about injuries (boring!) until they get one. That's too bad, because sooner or later your knee, shoulder, hip, or back is going to start barking like a coonhound on the hunt. Even babes aren't immune.
Scott Abel says that maximum load isn't the same thing as maximum weight and he wonders why most people don't get this. How much you can lift isn't the deciding factor; the deciding factor is how much stress a muscle endures.